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Do You Know How Safe Your Roommate Is?
Today's Article Landlord - Tenant Common Sense When choosing the perfect roommate, whether you are the tenant or the landlord, a little common sense and due diligence should be a pre-requisite before making your decision. Several factors come...
Identity Theft – Who Would Want Mine?
With all my bills who would possibly want my credit? Let them steal my identity and pay my bills! Unfortunately, that’s not the way it works. Many of us mistakenly believe that identity thieves hit only the wealthy. Nothing could be farther...
Insurance for those who run Bed and Breakfast Properties
There are a number of insurance companies offering Bed and Breakfast insurance in UK. Each company offers their own tailor made insurance policy with a cover to suit your industry - Bed and Breakfast. A Bed and Breakfast, often referred to as a...
Introduction to Consumer Credit
Consumer credit refers to credit in some form given to the consumers. It is a way of financing a client on condition of a deferred payment, at a later date or within a particular period of time. The businesses that provide consumer credit...
Unaffordable Housing, Loss of Inheritance, the End of Family Life and the resulting drugs and crime
How this civilisation decays and disappears. Tony Blair will go down in history as the man who used socialism to destroy society and lost for the world, the cream of its civilisation. How did he do it? By stealth! What did he do, that we did not...
 
Minimize your Risk for Identity Theft


Identity theft is the fastest growing crime in America. According to the Federal Trade Commission, the number of identity theft incidents reached 9.9 million in 2003. These crimes are estimated to have taken the average victim $500 and 30 hours to resolve.

From stolen credit cards to total identity kidnapping, these ugly and prevalent crimes are hard to prevent and often difficult to correct. Although it is hard to truly avoid becoming a victim of identity theft, there are a few ways you can guard against this damaging crime.

1. Types of identity theft

Identity theft crimes range from purse snatchings to kingpin-style fraud rings. The definition of identity theft is a crime in which an imposter obtains key pieces of personal information, such as a Social Security number, in order to impersonate someone else. Identity theft can occur when someone takes your mail, steals your wallet or swipes your records from an institution. Most cases can be resolved fairly easily if they are caught early. Creditors and banks usually hold you responsible for only the first $50 of fraudulent charges. The most serious cases of fraud can take several years and many resources to resolve.

2. Preventative measures

In this world of smiling strangers, it can be tough to keep your identity safe. The best security policy is to be aware of fraud and cautious about where you share personal information. Check your account statements carefully each month and keep


Google's Logo Turns To Bouncing Balls For Anniversary, Event (Updated)
Google has revamped its logo for yet another special occasion -- this time, its name is made out of a flock of colored balls that bounce away from the cursor when a visitor comes to the Google search page.

Oracle Names Ex-HP CEO Mark Hurd Co-President
Oracle Corp. has announced that former Hewlett-Packard Co. CEO Mark Hurd is joining the database software maker as co-president. Oracle said in a statement Monday that Hurd will also serve as a member of the board of directors. He will report to CEO Larry Ellison.


an eye out for suspicious activity on your credit report. A paper shredder can also be a powerful tool for making sure personal information and pre-approved credit offers don't end up in the wrong hands.

3. If your identity is stolen

If you suspect that your identity has been stolen, the first step is to get all the facts about the damage. Become your own detective-search your credit report and bank accounts for clues. Ask your creditors to immediately cancel any fraudulent charges and consider putting a security alert on your credit report. If the theft is serious, file a police report. If fraudulent records start to show up on your credit report, send letters of dispute to the reporting agencies with copies of documentation supporting your claim. Signing up with a credit monitoring service will inform you of changes to your credit. It may take a while to fully recover the security of your accounts, but it's crucial that you don't let the fraud escalate.

Get your credit report and score NOW! (http://www.legalhelper.ws/credit-reports-online.aspx)

Jeffrey Broobin is a free-lance writer on family and finance issues; his main goal is to help people during their complicated period of life.


Website: http://www.legalhelper.ws


jeffreyb@legalhelper.ws